Invest Smart, Not Hard | Podcast with Nico de Bony (OPTI Strategies)

IT’S ALL CONNECTED: Fed, AI, Stocks, Gold, Silver & Bitcoin (Briefing #2)

📩 *Join my free mailing list* to get notifications for new videos, blogs, and market alerts: https://www.optistrategies.com/blog📖 *Read the full blog post* : https://www.optistrategies.com/post/monthly-briefing-why-the-fed-s-money-printing-and-the-ai-reality-check-are-changing-the-game➡️ *Watch my FREE 30-min Masterclass on 5 Simple Strategies* to manage risk, limit losses, and invest with confidence: https://www.youtube.com/watch?v=w4LfmAEzCQ0Two options for you if you want to master Stock Market Insurance (Put Options): 👉 *Self-Paced Online Course* : https://www.optistrategies.com/online-courses👉 *1-on-1 Coaching* : https://www.optistrategies.com/coaching*CHAPTERS / TIMESTAMPS*0:00 Introduction: Monthly Briefing #2 0:25 The Economy: "Hard Data" Reality Check 0:42 GDP Cancellation: The Real Reason 0:58 K-Shaped Economy & Corporate Distress 1:24 The Wealth Gap Warning (Ray Dalio) 1:39 Consumer Sentiment: All-Time Low 1:45 The "GDP Mirage" Explained 2:05 The Fed: From "Soft Landing" to Panic 2:20 Banking Crisis: Repo Market Stress 3:09 The "Not QE" Pivot: $60B/Month Injection 4:00 The Fed's Balance Sheet: Higher Plateau 4:31 Powell's Silent Admission on Jobs 5:40 Banking Crisis Contagion: UBS & Bear Stearns 6:19 The "Smoking Gun": First Brand DIP Loan Collapse 7:12 Oracle Bonds Underwater & AI Risk 7:35 AI Bubble: From "Build It" to "Prove It" 8:08 Oracle & Broadcom: The Market Punishes Spending 9:04 Microsoft Cancels AI Sales Quotas 9:27 China Chip War: The Bifurcation Failure 9:56 Stock Market: Topping Process & Rotation 10:47 Negative Equity Risk Premium 11:10 VIX Signal: Complacency Before the Storm 11:36 The Opportunity: Portfolio Insurance is Cheap 11:53 How to Protect Your Portfolio (Resources) 12:26 Precious Metals & Crypto Update 12:45 Silver: Trading Halts & "Giffen Good" Demand 14:03 Looking Forward: December Volatility 14:22 Triple Witching & BoJ Rate Hike Risk 14:59 The Santa Claus Rally: Likely Cancelled 15:13 January Outlook: Tariffs & Central Banks 16:13 Conclusion: Prioritize Protection Over GreedVideo recorded 2025/12/16👉 Ready to build your own process? Book a FREE, no-pressure strategy call: https://www.optistrategies.com/#ai #nvidia #oracle #openai *Disclaimer*The information presented is provided for informational purposes only and does not in any way constitute investment advice, a recommendation, or an inducement to buy, sell, or hold financial assets. The opinions expressed are general in nature and do not take into account the financial situation, objectives, or specific needs of any individual. Before making investment decisions, it is recommended to consult a financial advisor accredited by the financial market’s authority for personalized advice. Investing involves risks, including the risk of capital loss.

Stop Buying The Dip. The ”Barbell Strategy” Explained.

📩 *Join my free mailing list* to get notifications for new videos, blogs, and market alerts: https://www.optistrategies.com/blog➡️ *Watch my FREE 30-min Masterclass on 5 Simple Strategies* to manage risk, limit losses, and invest with confidence: https://www.youtube.com/watch?v=w4LfmAEzCQ0Two options for you if you want to master Stock Market Insurance (Put Options): 👉 *Self-Paced Online Course* : https://www.optistrategies.com/online-courses👉 *1-on-1 Coaching* : https://www.optistrategies.com/coaching*CHAPTERS / TIMESTAMPS*0:00 Teaser0:31 Intro & The "Dual Approach" Strategy 1:52 How to Free Up Capital Using Options 4:03 Bridging the Gap: Safe Investing vs. Risky Trading 5:49 The "Great Disconnect": Why Macro Matters 7:06 The "Barbell Strategy" for Portfolio Protection 9:46 How Global Economics Impact Your Mortgage 11:36 The Biggest Mistake Investors Are Making Right Now 13:17 Market Outlook: Is the "Santa Claus Rally" Sustainable? 16:04 The Delayed Jobs Data & Economic Reality 19:16 Why the Fed Will Really Cut Rates (It’s Not Inflation) 21:07 Bitcoin Analysis: Institutional Adoption & ETFs 24:14 Crypto Volatility & Future Price Targets 26:08 Hidden Opportunity in Bitcoin Options👉 Ready to build your own process? Book a FREE, no-pressure strategy call: https://www.optistrategies.com/*Disclaimer*The information presented is provided for informational purposes only and does not in any way constitute investment advice, a recommendation, or an inducement to buy, sell, or hold financial assets. The opinions expressed are general in nature and do not take into account the financial situation, objectives, or specific needs of any individual. Before making investment decisions, it is recommended to consult a financial advisor accredited by the financial market’s authority for personalized advice. Investing involves risks, including the risk of capital loss.

The 7-Page Memo Nvidia Didn’t Want You To See 👀

📩 *Join my free mailing list* to get notifications for new videos, blogs, and market alerts: https://www.optistrategies.com/blog📖 *Read the full blog post* : https://www.optistrategies.com/post/the-ai-reality-check-code-reds-secret-memos-and-the-cisco-moment➡️ *Watch my FREE 30-min Masterclass on 5 Simple Strategies* to manage risk, limit losses, and invest with confidence: https://www.youtube.com/watch?v=w4LfmAEzCQ0Two options for you if you want to master Stock Market Insurance (Put Options): 👉 *Self-Paced Online Course* : https://www.optistrategies.com/online-courses👉 *1-on-1 Coaching* : https://www.optistrategies.com/coaching*CHAPTERS / TIMESTAMPS*0:00 The AI Crisis: Behind the Headlines 0:42 Nvidia's Secret 7-Page Memo (Panic?) 1:44 Jensen Huang's Suspicious Podcast Timing 2:15 OpenAI's "Code Red" & Google's Gemini Lead 3:30 ChatGPT Ads: A Sign of Cash Bleeding? 3:52 The "Cisco Moment": Michael Burry's Warning 5:07 The Depreciation Trap (2-Year-Old GPUs = Worthless?) 6:25 AI Startups & The 2008 CDO Parallel 7:12 The Zoom Warning: Good Company, Bad Stock 7:54 The Moat is Gone: Google TPUs vs. Nvidia 9:20 Amazon Trainium 3: The Market Didn't Care 10:40 The "Genesis Mission" Reality Check (No Money) 11:25 The Cost Problem: AI vs. Software Economics 12:57 MIT Report: 95% of AI Pilots Are Failing 14:15 The CAPEX Cliff: Stalled Data Centers 15:15 The Economic Disconnect (Real Sales vs. Inflation) 16:32 The Truth About Black Friday Sales (Volume Down) 17:28 ADP Jobs Shock: Small Businesses Are Bleeding 18:35 Challenger Report: Layoffs Up 54% 20:37 The 2007 Parallel: A Terrifying Similarity 21:37 The "Smart Money" Playbook (Barbell Strategy) 23:10 Conclusion: Why "Buy and Hold" Might Fail NowVideo recorded 2025/12/04👉 Ready to build your own process? Book a FREE, no-pressure strategy call: https://www.optistrategies.com/#ai #nvidia #oracle #openai *Disclaimer*The information presented is provided for informational purposes only and does not in any way constitute investment advice, a recommendation, or an inducement to buy, sell, or hold financial assets. The opinions expressed are general in nature and do not take into account the financial situation, objectives, or specific needs of any individual. Before making investment decisions, it is recommended to consult a financial advisor accredited by the financial market’s authority for personalized advice. Investing involves risks, including the risk of capital loss.

MARKET ALERT: Panic, Rescue & The Black Swan #investing #stocks #economy

➡️ *Watch my FREE 30-min Masterclass on 5 Simple Strategies* to manage risk, limit losses, and invest with confidence: https://www.youtube.com/watch?v=w4LfmAEzCQ0Two options for you if you want to master Stock Market Insurance (Put Options): 👉 *Self-Paced Online Course* : https://www.optistrategies.com/online-courses👉 *1-on-1 Coaching* : https://www.optistrategies.com/coaching📩 *Get the Next Monthly Recap First* (as well as notifications for new video/blog market alerts). Join my free mailing list: https://www.optistrategies.com/blog📖 *Read the full blog post* : https://www.optistrategies.com/post/market-alert-the-trap-has-sprung-panic-rescue-the-black-swan*CHAPTERS / TIMESTAMPS*0:00 The Casino Market & The AI Bubble Burst 0:34 Credit Default Swaps Spiking: Riskier Than 2008? 1:13 Google Gemini 3: The Nvidia Killer? (TPUs vs GPUs) 2:08 Fund Managers Panic: "Too Much Investment" in AI 3:08 The Fake OpenAI Deal & Nvidia's Fragile Foundation 4:08 Trump & Jensen Huang: Signs of a Desperate Narrative 4:57 AI Exposing AI: Red Flags in Nvidia's Earnings 6:55 Bloomberg's Circular Economy Chart: The Smoking Gun 7:25 OpenAI's Survival Crisis: Google as the Main Threat 8:04 OpenAI's Auditor: The Ghost of Cisco 2004 8:49 Trump's Rescue Attempt: H200 Chips to China? 10:04 The Whipsaw Market: Panic, FOMO, and Confusion 10:48 Fed Panic: The Minutes Contradict Powell 12:06 Waller Drops the Bomb: Labor Market at "Stall Speed" 13:42 The Black Swan: Japan's Silent Implosion (Carry Trade) 16:35 Bitcoin: Capitulation, Liquidations & Opportunity? 19:11 Gold & Silver: Technical Analysis & Resilience 21:19 SPY Analysis: The FOMO Trap & Institutional Selling 22:29 Conclusion: The AI Narrative Hits a Wall 23:22 Don't Gamble, Have a Plan (Free Masterclass)Video recorded 2025/11/21 (evening)👉 Ready to build your own process? Book a FREE, no-pressure strategy call: https://www.optistrategies.com/*Disclaimer*The information presented is provided for informational purposes only and does not in any way constitute investment advice, a recommendation, or an inducement to buy, sell, or hold financial assets. The opinions expressed are general in nature and do not take into account the financial situation, objectives, or specific needs of any individual. Before making investment decisions, it is recommended to consult a financial advisor accredited by the financial market’s authority for personalized advice. Investing involves risks, including the risk of capital loss.

The FED is dealing with an Insolvency Crisis. Insiders Are SELLING. #investing #stocks #economy

📖 Read the full blog post for all the details: https://www.optistrategies.com/post/the-casino-market-why-the-fed-held-an-emergency-meeting-while-insiders-are-selling📩 *Get the Next Monthly Recap First* (as well as notifications for new video/blog market alerts). Join my free mailing list: https://www.optistrategies.com/blogVideo recorded 2025/11/17 (evening)➡️ *CHAPTERS / TIMESTAMPS*0:00 - Insiders Selling & Fed Emergency Meeting 0:13 - A Note on This Video's Format (Time-Sensitive) 0:25 - Market Analysis: All-Time Highs vs. Insider Selling 1:48 - The Critical Week Ahead (FOMC, Nvidia, Data Dump) 3:06 - AI Bubble Deep Dive: 1929 Parallels 3:35 - Why Michael Burry is Closing His Fund (The "AI Fraud") 5:15 - AI Narrative Cracks (AMD's "Gamble" & Oracle's Debt) 7:20 - Stock Market Internals: The "Exhaustion" Signal 8:54 - The "Real Economy" vs. The "AI Economy" Divergence 10:54 - Real Economy Data: The "Slow-Bleed" Recession 13:12 - The Hidden Banking Crisis: The Fed's Emergency Meeting 16:07 - ₿ Bitcoin Update: Technical Breakdown? 17:35 - Bitcoin On-Chain: Capitulation vs. Institutional Transfer 19:30 - Bitcoin Sentiment: Lowest Fear Level EVER 21:27 - Conclusion & Call for Feedback👉 Ready to build your own process? Book a FREE, no-pressure strategy call: https://www.optistrategies.com/*Disclaimer*The information presented is provided for informational purposes only and does not in any way constitute investment advice, a recommendation, or an inducement to buy, sell, or hold financial assets. The opinions expressed are general in nature and do not take into account the financial situation, objectives, or specific needs of any individual. Before making investment decisions, it is recommended to consult a financial advisor accredited by the financial market’s authority for personalized advice. Investing involves risks, including the risk of capital loss.

Economy Crashing, AI Bubble Cracking (Monthly Recap #1) #investing #stocks #economy

📖 Read the full blog post (Monthly Recap #1) for all the details: https://www.optistrategies.com/post/a-pivotal-six-weeks-for-the-economy-financial-markets-and-the-ai-bubble📩 *Get the Next Monthly Recap First* (as well as notifications for new video/blog market alerts). Join my free mailing list: https://www.optistrategies.com/blog➡️ *CHAPTERS / TIMESTAMPS*0:00 Introduction: My New "Signal, not Noise" Content Strategy 1:17 The "Pivotal Turning Point" (Economy & Market) 1:50 The Real Economy: Worse than 2009/2020? 2:23 The "Lehman Brothers" Warning (Similarities to 2007-08) 2:58 Signal 1: The AI Bubble Cracks ("Enron 2.0") 4:37 Signal 2: The Stock Market Top (My -10% to -20% Base Case) 5:17 Signal 3: Gold & Silver (A Healthy Pullback) 6:13 Signal 4: Bitcoin (Why the Bull Run Isn't Over) 7:15 The "Perfect Storm": What to Expect Next 8:24 What I'm Watching: Key Catalysts 8:24 Nvidia Earnings & Options Expiration 8:56 Banking Liquidity Crisis 9:24 - The Tariff "Wildcard" 9:58 Canada: BoC, GDP (Recession?), & Budget Vote 10:46 How to Get the Full Analysis (Free Mailing List)👉 Ready to build your own process? Book a FREE, no-pressure strategy call: https://www.optistrategies.com/*Disclaimer*The information presented is provided for informational purposes only and does not in any way constitute investment advice, a recommendation, or an inducement to buy, sell, or hold financial assets. The opinions expressed are general in nature and do not take into account the financial situation, objectives, or specific needs of any individual. Before making investment decisions, it is recommended to consult a financial advisor accredited by the financial market’s authority for personalized advice. Investing involves risks, including the risk of capital loss.

Stock Market ”All-Time High” 👉an ILLUSION: 7 Red Flags Just Exposed the Truth #investing #economy

📩 *Get the Next Monthly Recap First* (as well as notifications for new video/blog market alerts). Join my free mailing list: https://www.optistrategies.com/blog👉 Watch my *FREE 30-min Masterclass* on 5 Simple Strategies (using options) to manage risk, limit losses, and invest with confidence: https://www.youtube.com/watch?v=w4LfmAEzCQ0➡️ *CHAPTERS / TIMESTAMPS*0:00 Introduction: 5 Signals Flashing Red0:28 The Two-Tier Job Market (ADP Report)1:08 The Labor Market Just Broke (Challenger Report)1:56 A Historic Disconnect: Jobs vs. The Market2:36 The "Bad Data" Blackout (Gov Shutdown)]3:22 Consumer Sentiment Hits 2008 Lows3:50 First Time Ever: A Housing Market Inversion4:16 The AI Bubble's "Enron Moment" (Meta's Debt)5:06 OpenAI's "Meltdown" & Bailout Plea7:32 The "Chip Glut" Arrives (Microsoft & Nvidia)8:48 Stock Market Analysis: Running on Fumes10:52 Warning: Margin Debt Hits All-Time High13:48 Retail Euphoria vs. Wall Street Selling14:38 RARE CLUSTER: Hindenburg & Titanic Crash Signals17:26 Wild Card #1: The Government Data "Bomb"19:00 Wild Card #2: The $700 Billion "Stealth QE"21:56 The Credit Market's "Trillion-Dollar Time Bomb" (UBS)23:54 Banking System Stress (SOFR Signal)24:37 Conclusion: Why You Need a Process➡️ *SUMMARY*The "All-Time High" stock market is an illusion. While retail investors are showing record euphoria, the labor market is flashing 2008-level warnings, and a "trillion-dollar time bomb" is ticking in the credit markets. The internal data shows Wall Street is selling to Main Street.This rally is fragile. In this in-depth analysis, I break down the 7 critical red flags that expose the truth.You will learn:*1)* Why the Labor Market Just Broke: We're seeing the worst October for job cuts in 22 years—a level worse than 2008. I'll show you the "collateral damage" that's already happening.*2)* The AI Bubble's "Enron Moment": Reports of hidden debt and "desperate" pleas for government bailouts signal the AI narrative is cracking.*3)* The Credit Market "Time Bomb": I'll explain the UBS fund closures and why it's being compared to the Bear Stearns collapse in 2007.*4)* The RARE Crash Signals: A cluster of technical warnings (Hindenburg + Titanic) just triggered. This has only happened 3 times before, preceding the 1998, 2000, and 2015 crashes.*5)* The $700B "Stealth QE" Paradox: The market is "flying blind" with no official data, but a massive liquidity bomb is about to be dropped, which could trigger a confusing "melt-up".#StockMarketCrash #StockMarket #Investing #EconomicNews #Recession #AIBubble #FinancialCrisis#HindenburgOmen #MarketAnalysis #TechnicalAnalysis #ConsumerSentiment #JobCuts#Layoffs #CreditMarket #StealthQE #InvestingStrategy #Enron #StockMarketBubble*Disclaimer*The information presented is provided for informational purposes only and does not in any way constitute investment advice, a recommendation, or an inducement to buy, sell, or hold financial assets. The opinions expressed are general in nature and do not take into account the financial situation, objectives, or specific needs of any individual. Before making investment decisions, it is recommended to consult a financial advisor accredited by the financial market’s authority for personalized advice. Investing involves risks, including the risk of capital loss.

Market Crash: A Calm Plan for What to Do Next

*Free resources mentioned* ➡ https://www.optistrategies.com/training Two options for you if you want to master Stock Market Insurance (Put Options): - Self-Paced Online Course 👉 https://www.optistrategies.com/online-courses - 1-on-1 Coaching 👉 https://www.optistrategies.com/coaching📩 *Get the Next Monthly Recap First* (as well as notifications for new video/blog market alerts). Join my free mailing list: https://www.optistrategies.com/blog*Disclaimer*The information presented is provided for informational purposes only and does not in any way constitute investment advice, a recommendation, or an inducement to buy, sell, or hold financial assets. The opinions expressed are general in nature and do not take into account the financial situation, objectives, or specific needs of any individual. Before making investment decisions, it is recommended to consult a financial advisor accredited by the financial market’s authority for personalized advice. Investing involves risks, including the risk of capital loss.

Stop Wasting Time: The 80/20 Rules for Getting More from Your Investments

▶️ **UPDATE: The full, step-by-step demo is now LIVE!** In it, I execute the exact strategies discussed in this podcast in real-time. Watch it here to see the process in action: https://www.youtube.com/watch?v=Vx6tmDjdNAYTwo options for you if you want to master Stock Market Insurance (Put Options): Self-Paced Online Course 👉 https://www.optistrategies.com/online-courses1-on-1 Coaching 👉 https://www.optistrategies.com/coachingTIMESTAMPS:0:00 - Introduction0:37 - Getting Started with Options: The 3 quick steps to set up your account.2:21 - Choosing a Broker: What you need to know before you pick a platform.5:37 - The Price of a Contract: Why fear and greed can make an option's price "irrational."8:48 - A 10x Return: A real-life example of using options on crypto to multiply gains.10:46 - Better Than a Dividend: A simple strategy to get paid for owning your favorite stocks.14:33 - The $10,000 Mistake: The hidden risk of stock splits that almost cost me big.18:11 - Trading High-Priced Stocks: How to control an expensive stock with a fraction of the capital.21:24 - My Investing Rules: The 3 core criteria I use to find opportunities.22:37 - Spotting a Bubble: The red flags in today's hot tech stocks that everyone is ignoring.23:42 - Catching Momentum: My top technical indicators for knowing when to get in and out of a trade.25:33 - True Portfolio Insurance: The tool that can save you from a market crash.26:39 - Timing is Everything: Why the best insurance is the cheapest, right before a crash.28:45 - The Danger of Inverse ETFs: The shocking truth about why this tool is so risky for long-term investors .31:36 - The Market Top Signal: How to spot when a market is "running on fumes."34:57 - The #1 Mistake: Why a disciplined exit plan is more important than a buy signal.37:14 - The Worst-Case Scenario: My personal story of how a stop-loss can fail and leave you exposed.38:45 - Proxy Hedges: How to protect a stock that doesn't have its own options.45:11 - Progressive Exits: My strategy for selling a position to lock in profits without missing a bigger rally.47:22 - Institutional Clues: How to follow the "smart money" by watching who is really buying and selling.Tired of feeling like investing is a guessing game? In this in-depth interview with Kristen Tilgner at OnPod Studio, I share my real-world strategies for taking control of your financial journey. This episode is packed with actionable insights for both new and experienced investors who are ready to move from anxiety to a clear, repeatable process.You'll discover:➡ How to find the right brokerage and the key questions to ask before you start.➡ Simple, practical ways to use options for risk management and capital protection.➡ My "free insurance" strategy that can give you peace of mind and better results during market crashes.➡ How to spot common red flags in stocks and when to avoid them.➡ My top tip for avoiding "buying at the top" and making emotional mistakes.I created OPTI Strategies to be the guide I wish I had—to help you build a plan based on preparation, not prediction. My mission is empowerment over dependency and clarity over complexity. ➡️ Learn more about Nico's strategies and coaching at OPTI Strategies:https://www.optistrategies.com 🎙️ This podcast was produced at OnPod Studio – automated self-serve video podcast studios across Canada. Book your own professional podcast session here:https://onpod.io#Investing #trading #StockMarket #OptionsTrading #PersonalFinance #RiskManagement*Disclaimer*The information presented is provided for informational purposes only and does not in any way constitute investment advice, a recommendation, or an inducement to buy, sell, or hold financial assets. The opinions expressed are general in nature and do not take into account the financial situation, objectives, or specific needs of any individual. Before making investment decisions, it is recommended to consult a financial advisor accredited by the financial market’s authority for personalized advice. Investing involves risks, including the risk of capital loss.

I Cured My Investing Anxiety: The Simple Process I Wish I Had 20 Years Ago

Two options for you if you want to master Stock Market Insurance (Put Options): Self-Paced Online Course 👉 https://www.optistrategies.com/online-courses1-on-1 Coaching 👉 https://www.optistrategies.com/coachingTIMESTAMPS / CHAPTERS:0:00 Intro0:31 What TRULY Makes a Good Investment?2:01 The Danger of Chasing Bubbles (Nvidia & AI Example)5:28 A Simple Strategy for Most People (The Truth about ETFs)8:40 The #1 Tool Every Investor Should Know: Stock Options10:00 How Options Can Massively Reduce Your Risk (A Real Example)13:15 "Portfolio Insurance": How to Invest Without Fear of Major Loss14:55 Should You Follow Financial News? (The Surprising Answer)17:34 How to See What "Big Money" is Doing (They Leave Traces)19:31 Investing vs. Speculating: What's the Real Difference?25:54 The REAL Enemy Isn't Inflation... It's This.27:18 The Role of Bitcoin & Gold in a Modern Portfolio28:37 The #1 Thing That Destroys Your Returns: Emotion32:43 The Hidden Problem with Mutual Funds (Who REALLY Makes Money?)36:50 Why the 60/40 Portfolio is Now Broken38:01 How I Would Invest My First $1,000 (My #1 Tip)41:42 Is the S&P 500 Still a "No-Brainer" Investment?What is the market's #1 secret? After 20 years of investing through bubbles and crashes, I believe I've finally figured it out. It has little to do with picking "hot stocks" and everything to do with understanding what the financial news doesn't tell you.In this deep-dive conversation on "The Expert Seat" Podcast hosted by Kristen Tilgner at OnPod Studio, I pull back the curtain on the lessons that have fundamentally changed my approach to the market. We cover everything from "portfolio insurance" and the flaws of the 60/40 model to the psychology that separates winning investors from the crowd. Ultimately, you'll see how these pieces connect to reveal the one "secret" that provides true peace of mind.This is a must-watch for any self-directed investor looking to gain confidence and achieve true peace of mind in today's complex market.➡️ Learn more about Nico's strategies and coaching at OPTI Strategies:https://www.optistrategies.com🎙️ This podcast was produced at OnPod Studio – automated self-serve video podcast studios across Canada. Book your own professional podcast session here: https://onpod.io#Investing #StockMarket #OptionsTrading #6040Portfolio #FinancialLiteracy #PersonalFinance #RiskManagement*Disclaimer*The information presented is provided for informational purposes only and does not in any way constitute investment advice, a recommendation, or an inducement to buy, sell, or hold financial assets. The opinions expressed are general in nature and do not take into account the financial situation, objectives, or specific needs of any individual. Before making investment decisions, it is recommended to consult a financial advisor accredited by the financial market’s authority for personalized advice. Investing involves risks, including the risk of capital loss.